Browsing by Subject "banks"
Now showing items 1-10 of 11
-
Applying a managerial framework to encourage digital adoption of banking products in rural areas
(North-West University, 2018)Banks are continuously striving to stay competitive and relevant by delivering products and services more efficiently and cost-effectively. No different than in other parts of the world, South African banks are investing ... -
Applying lessons learnt from deficiencies in the Basel Accords to Solvency II
(Sabinet, 2013)Solvency II is the new European Union (EU) legislation that will review the capital adequacy regime for the insurance industry. Considerable progress has been made in the banking sector with the implementation of the Basel ... -
A case for economic capital as a pillar 1 regulatory tool
(Wiley, 2014)Regulatory capital – as a tool for financial regulation – has come under scrutiny following the financial crisis of 2007-2010 in terms of its ability to achieve the major objectives of financial regulations, namely ... -
Evaluating the credit assessment criteria used by financiers to assess credit applications in Mozambique
(LLC “СPС “Business Perspectives”, 2014)Africa is the ideal location for agricultural investment to address the growing concern of food insecurity worldwide. South African agricultural producers and agricultural financiers are strategically positioned to expand ... -
Intellektuele kapitaal by 'n Suid Afrikaanse bank : 'n gevallestudie
(North-West University, 2013)Intellectual Capital is considered an intangible asset that occurs in many organizations, especially service organizations, mainly because South African banks offer a service to their customers. This results in Intellectual ... -
Is regulatory capital a legitimate, comparable and objective global standard? Evidence from 51 institutions across 17 countries
(University of Pretoria, 2014)Capital as an instrument for financial regulation has come under scrutiny since the financial crisis of 2007 to 2010 highlighted some deficiencies in the ability of capital to absorb unexpected losses and the procyclical ... -
Job tenure as correlate of jobs satisfaction among selected bank employees in Mafikeng
(North-West University (South Africa), 2018)The study assessed the effect of job tenure on job satisfaction among employees of different banks operating in the Mafikeng municipality. The population of the study comprises of employees of different banks operating in ... -
Reputational risk: depositor behaviour in South Africa
(North-West University (South Africa). Vanderbijlpark Campus, 2019)The central function of a bank inherently exposes it to various financial risks where each of these risks has the possibility to influence stakeholders’ perception. This perception, which is linked to the trustworthiness, ... -
A review of operational risk in banks and its role in the financial crisis
(AOSIS, 2013)The role of operational risk in the 2007/2008 financial crisis is explored. The factors that gave rise to the crisis are examined and it is found that although the event is largely regarded as a credit crisis, operational ... -
The role of cost of capital in regulatory capital discrepancies among developing countries
(AOSIS, 2015)Capital as a regulatory instrument has been shown to contribute to competitiveness distortions between developed and developing countries. There is a dearth of literature that analyses the possibility of further competitiveness ...
